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FinTech M&A Advisory

MergeWave Capital advises fintech founders, acquirers, and investors through every stage of the deal — from first valuation to closing.

BUY & SELL ADVISORY

What Is FinTech M&A Advisory

Specialized transaction support for financial technology companies — on both sides of the deal.

Buy Business

Buy Business

Buy Business

We help acquirers identify, evaluate, and close fintech targets — with access to qualified deal flow and full transaction support. From target mapping to negotiation, we ensure strategic fit and risk control.

Explore Buy-Side

Sell Business

We prepare fintech companies for acquisition — from valuation and equity story to targeted outreach and closing. Our focus is maximizing value while maintaining full confidentiality.

Explore Sell-Side

Our Cases

Selected transactions. Solid results.

Artkai Acquisition

Mergewave Capital acted as the exclusive sell-side advisor to Artkai in its strategic transaction with Euvic Group, one of Poland’s largest IT ecosystems. The deal secured a majority acquisition at top-of-market EBITDA multiples, despite the wartime recession.

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Mergewave Capital acted as the exclusive sell-side advisor to Artkai in its strategic transaction with Euvic Group, one of Poland’s largest IT ecosystems. The deal secured a majority acquisition at top-of-market EBITDA multiples, despite the wartime recession.

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Artkai Acquisition

Mergewave Capital acted as the exclusive sell-side advisor to Artkai in its strategic transaction with Euvic Group, one of Poland’s largest IT ecosystems. The deal secured a majority acquisition at top-of-market EBITDA multiples, despite the wartime recession.

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Diya Acquisition

Mergewave Capital acted as sell-side advisor for the acquisition of a 51% stake in Ukrainian IT infrastructure company Diya by Polish IT giant Euvic Group.

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Mergewave Capital acted as sell-side advisor for the acquisition of a 51% stake in Ukrainian IT infrastructure company Diya by Polish IT giant Euvic Group.

Music producer sitting on a chair in his studio

Diya Acquisition

Mergewave Capital acted as sell-side advisor for the acquisition of a 51% stake in Ukrainian IT infrastructure company Diya by Polish IT giant Euvic Group.

Music producer sitting on a chair in his studio
More case studies, insights,
and market perspectives

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More case studies, insights,
and market perspectives

View all insights

More case studies, insights,
and market perspectives

View all insights

SERVICES

What We Do

01

M&A Advisory

For fintech companies and acquirers navigating a merger, acquisition, or strategic sale — we provide valuation, deal structuring, and end-to-end negotiation support.

M&A Advisory

02

Related Transactions

We advise on secondary transactions, corporate venture activity, and strategic partnerships between fintechs, banks, and financial institutions.

Related Transactions

03

Capital Raises

We support high-growth fintech platforms in structuring and executing equity raises — connecting founders with the right investors at the right stage.

Capital Raises

04

Investor Outreach

We identify and approach qualified strategic buyers, private equity firms, and venture capital investors aligned with your company's profile and growth trajectory.

Investor Outreach

01

M&A Advisory

For fintech companies and acquirers navigating a merger, acquisition, or strategic sale — we provide valuation, deal structuring, and end-to-end negotiation support.

M&A Advisory

02

Related Transactions

We advise on secondary transactions, corporate venture activity, and strategic partnerships between fintechs, banks, and financial institutions.

Related Transactions

03

Capital Raises

We support high-growth fintech platforms in structuring and executing equity raises — connecting founders with the right investors at the right stage.

Capital Raises

04

Investor Outreach

We identify and approach qualified strategic buyers, private equity firms, and venture capital investors aligned with your company's profile and growth trajectory.

Investor Outreach

01

M&A Advisory

For fintech companies and acquirers navigating a merger, acquisition, or strategic sale — we provide valuation, deal structuring, and end-to-end negotiation support.

M&A Advisory

02

Related Transactions

We advise on secondary transactions, corporate venture activity, and strategic partnerships between fintechs, banks, and financial institutions.

Related Transactions

03

Capital Raises

We support high-growth fintech platforms in structuring and executing equity raises — connecting founders with the right investors at the right stage.

Capital Raises

04

Investor Outreach

We identify and approach qualified strategic buyers, private equity firms, and venture capital investors aligned with your company's profile and growth trajectory.

Investor Outreach

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TALK TO OUR

Every next step starts here.

FinTech Advisory Team

Why Us

What Makes Us Different

01

Deep FinTech Sector Knowledge

We understand how fintech companies are built, regulated, and valued — across payments, lending, neobanking, WealthTech, RegTech, and InsurTech. That knowledge shapes every deal we run.

Deep FinTech Sector Knowledge

02

Access to Active Buyers and Investors

Our network includes banks, private equity groups, venture capital firms, and global fintech acquirers actively looking for deals. Every introduction is targeted to your profile.

Access to Active Buyers and Investors

03

Regulatory and Compliance Fluency

Fintech M&A involves complex licensing, compliance exposure, and integration risk. We navigate these factors early — so they don't become deal-breakers at the closing stage.

Regulatory and Compliance Fluency

01

Deep FinTech Sector Knowledge

We understand how fintech companies are built, regulated, and valued — across payments, lending, neobanking, WealthTech, RegTech, and InsurTech. That knowledge shapes every deal we run.

Deep FinTech Sector Knowledge

02

Access to Active Buyers and Investors

Our network includes banks, private equity groups, venture capital firms, and global fintech acquirers actively looking for deals. Every introduction is targeted to your profile.

Access to Active Buyers and Investors

03

Regulatory and Compliance Fluency

Fintech M&A involves complex licensing, compliance exposure, and integration risk. We navigate these factors early — so they don't become deal-breakers at the closing stage.

Regulatory and Compliance Fluency

01

Deep FinTech Sector Knowledge

We understand how fintech companies are built, regulated, and valued — across payments, lending, neobanking, WealthTech, RegTech, and InsurTech. That knowledge shapes every deal we run.

Deep FinTech Sector Knowledge

02

Access to Active Buyers and Investors

Our network includes banks, private equity groups, venture capital firms, and global fintech acquirers actively looking for deals. Every introduction is targeted to your profile.

Access to Active Buyers and Investors

03

Regulatory and Compliance Fluency

Fintech M&A involves complex licensing, compliance exposure, and integration risk. We navigate these factors early — so they don't become deal-breakers at the closing stage.

Regulatory and Compliance Fluency

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SECTORS

FinTech Sectors We Cover

Payments & PayTech

Payments remain the most active segment in fintech M&A. We advise on digital wallets, processors, and embedded finance platforms — covering valuation, regulatory alignment, and revenue model assessment.

Lending, BNPL & Credit Infrastructure

We advise on lending platforms, BNPL solutions, and credit data engines. Our review covers risk models, loan performance, and regulatory compliance affecting valuation.

InsurTech & Claims Automation

We guide M&A transactions involving automated claims systems and AI-driven risk engines. Evaluation focuses on compliance maturity, scalability, and integration readiness.

InsurTech & Claims Automation

We guide M&A transactions involving automated claims systems and AI-driven risk engines. Evaluation focuses on compliance maturity, scalability, and integration readiness.

Neobanking & Banking-as-a-Service

We support transactions involving digital banks and API-based BaaS infrastructure. Key focus areas include regulatory readiness, risk controls, and integration with traditional banking systems.

WealthTech & Brokerage

We assess customer metrics, asset flows, and investment infrastructure for wealth management and brokerage fintechs. These deals help acquirers expand digital wealth offerings.

WealthTech & Brokerage

We assess customer metrics, asset flows, and investment infrastructure for wealth management and brokerage fintechs. These deals help acquirers expand digital wealth offerings.

RegTech (KYC/AML, Fraud, Risk Tools)

We advise on acquisitions of compliance and risk management platforms. Strong data accuracy and regulatory alignment are the primary value drivers in this segment.

RegTech (KYC/AML, Fraud, Risk Tools)

We advise on acquisitions of compliance and risk management platforms. Strong data accuracy and regulatory alignment are the primary value drivers in this segment.

THE RESULTS SPEAK. THE FOUNDERS DON'T HAVE TO.

The results speak.
The sellers don’t have to.

Our 4-Step FinTech M&A Process

Initial Assessment & Target Strategy

We define the acquisition or sale strategy, map the fintech landscape, and identify suitable targets or acquirers. Early valuation ranges and regulatory considerations are established from day one.

Testimonials

The results speak. The sellers don’t have to.

The results speak.
The sellers don’t have to.

Kos Chekanov

CEO & Founder, Artkai

«Their ability to navigate complex transactions was particularly outstanding».

“Many people think M&A is only about finding a buyer. It's not. It’s about creating competitive tension around a well-prepared asset."

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«Our experience with Mergewave Capital from A to Z was quite smooth».

“Many people think M&A is only about finding a buyer. It's not. It’s about creating competitive tension around a well-prepared asset."

Alex Kavinsky

CEO, 7Devs

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Andrew Tsopych

CEO & Founder, Intobi

«Their personalized approach and deep understanding of our business needs are most impressive».

“Many people think M&A is only about finding a buyer. It's not. It’s about creating competitive tension around a well-prepared asset."

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You can read more about us on Clutch.

TEAM

The Architects Behind Every Mandate

Team
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Male team member

Kateryna Mykhaylova

Investment Director at Mergewave Capital

Business transformation and M&A professional with over 20 years of experience working with global companies across IT, e-commerce, game development, and AI platforms. For more than 7 years, she has led cross-border M&A transactions and post-merger integrations across the EU, UK, North America, and Latin America, advising both buyers and sellers. Kateryna manages transactions end-to-end and oversees post-deal integration, working directly with stakeholders and operational teams to ensure successful execution and value realization.

Artem Myrhorodskyi

Partner | Defence

Investment professional focused on defense and military technology companies. Specializes in M&A transactions, joint ventures, and strategic partnerships within the defense sector. At MergeWave Capital, he works with defense manufacturers and technology companies, leveraging strong industry connections across the U.S. and European military ecosystems to support cross-border partnerships, capital raises, and strategic transactions.

Male team member
Male team member

Kateryna Mykhaylova

Investment Director at Mergewave Capital

Business transformation and M&A professional with over 20 years of experience working with global companies across IT, e-commerce, game development, and AI platforms. For more than 7 years, she has led cross-border M&A transactions and post-merger integrations across the EU, UK, North America, and Latin America, advising both buyers and sellers. Kateryna manages transactions end-to-end and oversees post-deal integration, working directly with stakeholders and operational teams to ensure successful execution and value realization.

Artem Myrhorodskyi

Partner | Defence

Investment professional focused on defense and military technology companies. Specializes in M&A transactions, joint ventures, and strategic partnerships within the defense sector. At MergeWave Capital, he works with defense manufacturers and technology companies, leveraging strong industry connections across the U.S. and European military ecosystems to support cross-border partnerships, capital raises, and strategic transactions.

Male team member
Male team member

Kateryna Mykhaylova

Investment Director at Mergewave Capital

Business transformation and M&A professional with over 20 years of experience working with global companies across IT, e-commerce, game development, and AI platforms. For more than 7 years, she has led cross-border M&A transactions and post-merger integrations across the EU, UK, North America, and Latin America, advising both buyers and sellers. Kateryna manages transactions end-to-end and oversees post-deal integration, working directly with stakeholders and operational teams to ensure successful execution and value realization.

Artem Myrhorodskyi

Partner | Defence

Investment professional focused on defense and military technology companies. Specializes in M&A transactions, joint ventures, and strategic partnerships within the defense sector. At MergeWave Capital, he works with defense manufacturers and technology companies, leveraging strong industry connections across the U.S. and European military ecosystems to support cross-border partnerships, capital raises, and strategic transactions.

FAQ

Frequently asked questions

Why do fintech M&A deals fall apart most often?

What are current valuation multiples for fintech companies?

What should we prepare before entering a fintech deal?

How long does a fintech M&A process take?

Do you work with early-stage fintech startups?

Can you support international fintech transactions?

How do you identify the right buyers or investors for our fintech?

What fintech sectors do you have the most experience in?

Team siting at the table

Still have questions?

Every transaction is different.

We’ll walk you through the process, assess your situation, and outline the right approach for your goals.

Every transaction is different.

We’ll walk you through the process, assess your situation, and outline the right approach for your goals.

Talk to our team

Talk to our team

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